Affordable Cosmetic Dentistry Financing
Colorado Springs | Pueblo | Castle Rock
Dental insurance differs greatly from medical insurance. With medical insurance, most patients are used to nearly unlimited lifetime coverage after meeting their co-pay or deductible. But most dental plans have a very low annual maximum benefit.
- Most dental insurance plans have not increased their benefits maximums since their inception in the early 1970s
- Inflation has caused an increase in related fees, such as:
- Lab fees
- Dental supplies
- Labor costs
- Your annual insurance premium
- Yet the benefits remain the same.
Can I continue to use my dental insurance?
While we do not participate in any insurance plans, our team will do everything possible to help you maximize your benefit. We will be happy to submit your insurance paperwork for you at the time of treatment. We will file your claim for you and you are responsible for your estimated share at time of service . As a rule of thumb, insurance companies typically pay the contract holder (the patient) within two to three weeks. We also offer financing options, which are discussed below.
Why won’t my insurance pay for my treatment plan?
Our practice has invested in a significant amount of continuing education and technology, ensuring that you receive the best care that modern dentistry has to offer. We believe you deserve the best health care available. That often means we may recommend a more expensive procedure (not covered by insurance) that actually will conserve natural tooth structure and last longer than the cheaper alternative.
Insurance companies are in business to make their money by collecting a maximum amount in premiums while paying out a minimal amount in claims.
That’s why most dental insurance companies authorize only the cheapest possible alternative regardless of the impact on your dental health.
How can an insurance company manager, who has never examined your mouth, know what is best for you?
Without the influence of insurance companies, our team can treat you like a family member and offer the best treatment for you.
How can I make my treatment more affordable?
Because dental insurance most likely won’t meet your dental needs and usually does not cover cosmetic procedures, we offer financing plan through Capital One Healthcare Finance that can help you achieve your treatment goals. By making arrangements in advance, you can spread out your payments for up to five years, making your treatment more affordable. Apply online today!
Care Credit also provides financial options and can be contacted at 1-800-365-8295.
If you’re considering cosmetic dentistry in Colorado Springs, please call or e-mail us today to schedule your initial consultation.
Exceptional Smiles
5426 N. Academy Blvd, Suite 105
Colorado Springs, CO 80918
719.548.9393
Fax: (719)548-9313
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